Patricia L. Gentile, CPA, Attorney at Law-6 Courthouse Lane, Unit 10, Chelmsford, MA 01824, (978) 454-1145

6 Courthouse Lane, Unit 10, Chelmsford, MA 01824, (978) 454-1145

Financial Calculators:

I provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with my calculators to support thorough financial planning and a sound decision-making process.

Though not a substitute for advice and information provided by a qualified professional, my calculators offer a good starting point to a secure future.

Time To Payoff Credit Card	Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.
Retirement Income Planner	Use this calculator to evaluate your retirement income plan.
Buying vs. Leasing - Auto	Use this calculator to determine if you should lease or buy your next vehicle.
Children's Education Savings	Use this calculator to evaluate and determine if you need to make changes to your college savings plan.
Savings Goals	What will it take to reach your savings goal? This financial calculator helps you find out.
Cool Million	Find out when your savings plan will make you a millionaire!
Life Insurance Calculator	How much life insurance do you really need? Find out here!
Debt Consolidation Calculator	Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card or credit line balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan.
Required Minimum Distributions	The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.
Loan Calculator	Use this calculator to view the monthly payment, total interest, and total payment for a loan based on the loan amount, term, and interest rate you enter.