Patricia L. Gentile, CPA, Attorney at Law-6 Courthouse Lane, Unit 10, Chelmsford, MA 01824, (978) 454-1145

6 Courthouse Lane, Unit 10, Chelmsford, MA 01824, (978) 454-1145

Financial Calculators:

I provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with my calculators to support thorough financial planning and a sound decision-making process.

Though not a substitute for advice and information provided by a qualified professional, my calculators offer a good starting point to a secure future.

Paycheck Calculator - Hourly	This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.
Paycheck Calculator - Salaried	This calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Flexible Spending Account Calculator	This calculator shows the effect a Flexible Spending account will have on your net pay.
Buying vs. Leasing - Auto	Use this calculator to determine if you should lease or buy your next vehicle.
Auto Loan Payment Calculator	Use this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount.
Qualify for Home Purchase	This calculator indicates whether or not you qualify for a conventional mortgage.
Pay Points on Mortgage	This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option.
Mortgage Calculator	Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Minimum IRA Distribution	Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
Retirement Income Planner	Use this calculator to evaluate your retirement income plan.
Years to Become a Millionaire	This calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million.